Raad Mozib Lalon
Department of Banking & Insurance, Faculty of Business Studies, University of Dhaka, Dhaka, Bangladesh
Contributor Roles: Raad Mozib Lalon is the sole author. The author read and approved the final manuscript.
Published in International Journal of Economics, Finance and Management Sciences (Volume 3, Issue 2) Received: 8 January 2015 Accepted: 6 February 2015 Published: 15 February 2015 Views: Downloads:This Paper is not only a way for getting acknowledged about the efficiency in managing credit risk of Bangladeshi Banks, but also a conclusive reference for studying how CRM practices helps to increase profitability and long term sustainability of commercial banks. Credit risk management encompasses identification, measurement, matching mitigations, monitoring and control of the credit risk exposures. For conducting this research, I have to collect secondary data relating to the financial status of Basic Bank Ltd.In my analysis I have divulged a comprehensive overview about CRM in different phase of my report. First, I have described about the CRM practice and performance of BBL. Then, I analyze the impact of CRM on financial performance of bank. I have used Ms Excel as well as SPSS software to compare relationship between CRM and banks profitability. After analysis and discussion I have identified some conclusive findings of my research paper.
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright © The Author(s), 2015. Published by Science Publishing Group
BBL, CRM Practice, ROA, NPLR, LLPR, CAR, STLR
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APA Style Raad Mozib Lalon. (2015). Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.”. International Journal of Economics, Finance and Management Sciences, 3(2), 78-90. https://doi.org/10.11648/j.ijefm.20150302.12 
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ACS Style Raad Mozib Lalon. Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.”. Int. J. Econ. Finance Manag. Sci. 2015, 3(2), 78-90. doi: 10.11648/j.ijefm.20150302.12 Copy | Download
AMA Style Raad Mozib Lalon. Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.”. Int J Econ Finance Manag Sci. 2015;3(2):78-90. doi: 10.11648/j.ijefm.20150302.12 Copy | Download
@article, title = , journal = , volume = , number = , pages = , doi = , url = , eprint = , abstract = , year = >
TY - JOUR T1 - Credit Risk Management (CRM) Practices in Commercial Banks of Bangladesh: “A Study on Basic Bank Ltd.” AU - Raad Mozib Lalon Y1 - 2015/02/15 PY - 2015 N1 - https://doi.org/10.11648/j.ijefm.20150302.12 DO - 10.11648/j.ijefm.20150302.12 T2 - International Journal of Economics, Finance and Management Sciences JF - International Journal of Economics, Finance and Management Sciences JO - International Journal of Economics, Finance and Management Sciences SP - 78 EP - 90 PB - Science Publishing Group SN - 2326-9561 UR - https://doi.org/10.11648/j.ijefm.20150302.12 AB - This Paper is not only a way for getting acknowledged about the efficiency in managing credit risk of Bangladeshi Banks, but also a conclusive reference for studying how CRM practices helps to increase profitability and long term sustainability of commercial banks. Credit risk management encompasses identification, measurement, matching mitigations, monitoring and control of the credit risk exposures. For conducting this research, I have to collect secondary data relating to the financial status of Basic Bank Ltd.In my analysis I have divulged a comprehensive overview about CRM in different phase of my report. First, I have described about the CRM practice and performance of BBL. Then, I analyze the impact of CRM on financial performance of bank. I have used Ms Excel as well as SPSS software to compare relationship between CRM and banks profitability. After analysis and discussion I have identified some conclusive findings of my research paper. VL - 3 IS - 2 ER -Author Information
Raad Mozib Lalon Department of Banking & Insurance, Faculty of Business Studies, University of Dhaka, Dhaka, Bangladesh
